Flexible Roof Financing in Bergen County, NJ
Explore Your Roof Financing in New Jersey
Replacing a roof can feel like a big investment, but waiting too long often leads to even costlier damage. That’s why Mattsson Roofing offers straightforward financing options for homeowners in Bergen, Passaic, and Essex Counties.
From fast approvals to flexible payment options, we make it possible to get the protection your home needs now while keeping your budget under control.
How Mattsson Roofing Financing Works
Financing a new roof with Mattsson Roofing is designed to be simple and stress-free. We guide you through the process from start to finish so you always know what to expect.
Here’s how it works:
Free Inspection & Consultation: We evaluate your roof and provide a straightforward estimate.
Review Your Financing Options: Explore four three plans tailored to different budgets and timelines.
Fast Approval: Many applications are approved within minutes.
Professional Installation: Licensed crews and an on-site project manager handle every detail.
Easy Payments: Make manageable monthly payments while enjoying a secure, reliable roof.
With this process, you can protect your property right away and pay in a way that works best for you.
Three Financing Plans Designed for Every Budget
We offer three flexible financing options to make your roofing project affordable. These plan descriptions are presented exactly as provided:
5-Year Fixed Loan - Predictable Payments, Competitive Rate
Key Details:
8.99% APR
60-month term
Fixed monthly payments
No prepayment penalties
Our 5-year fixed roof financing option offers predictable monthly payments with a competitive 8.99% APR. Perfect for homeowners in Bergen County who want affordable, consistent payments over 60 months. This roof financing plan provides budget certainty with no surprises – your payment stays the same throughout the entire term.
Ideal For: Homeowners who prefer consistent monthly payments and want to pay off their roof investment in a reasonable timeframe.
10-Year Fixed Loan - Lowest Monthly Payments Available
Key Details:
9.99% APR
120-month term
Lowest possible monthly payments
Extended payment flexibility
Maximize your cash flow with our 10-year roof financing option featuring the lowest monthly payments available. At 9.99% APR over 120 months, this extended payment plan makes roof replacement affordable for any budget in Bergen, Passaic, or Essex County.
Ideal For: Homeowners who want to minimize monthly payments and maximize cash flow for other expenses.
12-Month Promo - Pay No Interest When Paid in Full
Key Details:
0% interest if paid within 12 months
Then 29.49% APR if not paid in full
3-year loan option available
Perfect for planned roof projects
Take advantage of our 12-month roof financing promotion. Pay 0% interest when you pay your roof project in full within 12 months. This Bergen County roof financing option is ideal for homeowners who can pay off their roofing investment quickly and want to avoid interest charges entirely.
Ideal For: Homeowners with available funds who want to preserve cash flow while avoiding interest charges.
Why Homeowners in Bergen, Passaic, and Essex Counties Choose Mattsson Roofing
At Mattsson Roofing, we are proud to offer flexible financing plans that make roofing projects easier to manage. But financing is only one reason why so many homeowners across Bergen, Passaic, and Essex Counties choose us. People continue to trust us because we are:
Licensed and Insured: Our team is highly experienced and fully qualified - giving you confidence that your project is in safe, professional hands.
Transparent: We provide detailed inspections and clear estimates so there are never any surprises along the way.
Hands-On with Every Job: A dedicated project manager oversees your project from start to finish, keeping things on track and communicating every step.
Committed to Quality Materials: From Atlas shingles to other trusted products, our team uses materials that are built to last and backed by comprehensive warranties.
Focused on Long-Term Results: We approach every project with a science-based approach that prioritizes long-term performance, not quick fixes.
When you hire Mattsson Roofing, you’re not just getting a contractor. You’re partnering with a company that values your home, your budget, and your peace of mind.
Frequently Asked Questions About Roof Financing in NJ
We know financing a roof can raise a lot of questions, especially if it’s your first time exploring this option. To make things easier, we’ve answered some of the most common questions homeowners in New Jersey ask before moving forward:
How quickly can I be approved?
Most applications are processed quickly, with many homeowners receiving approval within just a few minutes.
Will applying hurt my credit?
Most lenders offer a pre-qualification process that won’t affect your credit score. A hard inquiry only happens if you move forward with the loan.
What project sizes qualify?
Projects ranging from about $3,000 up to $50,000 usually qualify for financing. If your project falls outside this range, let us know - we’ll review your options together.
What if I pay off my loan early?
There are no penalties for paying off your loan ahead of schedule, so you’re free to eliminate your balance whenever it works best for you.
Can I finance emergency roof repairs?
Yes. Financing is available for both urgent repairs and complete roof replacements, so you don’t have to wait to get the work done.
How do promotional plans work?
If you pay your balance in full during the promotional window, you’ll pay no interest. If a balance remains after that period, standard terms apply starting from the original purchase date.
Are there fees or penalties?
There are no prepayment penalties. Any lender fees will be disclosed before you commit, so there are no surprises.
What areas do you serve?
We proudly serve Bergen and Passaic Counties, including towns like Glen Rock, Ridgewood, Franklin Lakes, Fair Lawn, Wyckoff, Paramus, Allendale, Ho-Ho-Kus, Saddle River, Ramsey, Waldwick, Teaneck, Upper Saddle River, and Hawthorne.
Ready To Explore Roof Financing in Bergen County?
Don’t wait to get the roofing protection your home needs. Contact Mattsson Roofing to explore flexible financing plans and start your application today. Our team is here to answer all of your questions, explain your options, and make the entire process simple, clear, and stress-free.
Our Reviews
I hired Mattsson to do repairs around my chimney and vent pipe. A different contractor did a less than stellar job sealing these areas, and they had started letting in some water. These company did a very thorough inspection and quote. The crew was very professional and communicated well throughout the repair process. The repairs look neat and well done. Would recommend.
Excellent job! Eric was so clear and easily communicated with us pricing and the steps/materials required to remove our damaged roof and add a new roof. Mattsson was the only roofer that went up on our roof to inspect before giving us his quote- Eric's attention to detail really made the difference. His team was extremely efficient and very careful not to damage our flowers/landscaping. The whole process to replace the roof and gutters took about 3 days- amazing considering the incredible improvement to the look of our home. We Highly recommend Mattsson
Exceptional service, very professional. They replaced a skylight for us on a steep, high roof. Many other roofers didn’t want to do the job or wanted to charge an exorbitant price. Mattson got it done in 1.5 days at a reasonable cost. They made an extra effort to provide drone pictures of the in-progress and finished work, clean up any debris and nails (with a magnet), and resolved any issues quickly and efficiently.
From start to finish my experience with Mattsson Roofing was excellent. Everyone conducted themselves with professionalism and respect. The work was done in an extremely time sensitive and efficient manner. My new roof and gutter system look beautiful and will serve our home into the future. Many thanks to all the crew at Mattsson for the exemplary job. I highly recommend this company to anyone who needs a roofing contractor.
Contact Us
Mon-Fri: 7:30am - 5pm
Sat: Appointment Only
Sun: Closed